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Complaints to the Internet Crime Complaint Center, a joint operation of the FBI and the National White Collar annual credit report free credit report Youngstown Crime Center, jumped 22 percent last year. The complaints include plenty of run-of-the-mill scams, like sellers who steal credit-card numbers or take the money and run. But those are child's play compared with what else is brewing.

OK, maybe you don't fall for those e-mails from Nigerian royalty asking you annual credit report free credit report Youngstown to wire money, but annual credit report free credit report Youngstown digital criminals are getting annual credit report free credit report Youngstown sneakier every year. One scam that can trip up even the most cautious consumers involves "skimmers" attached to ATMs. Those devices record account annual credit report free credit report Youngstown numbers and passwords so that thieves can clean out your bank account....

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